環境風險之認知-兼論其對環境管理及污染保險購買意願之影響 The Perception of Environmental Risks: Consider Their Impacton

摘要
　　本研究擇台灣上市櫃之油電燃氣業、化學工業、鋼鐵工業、半導體業及光電業為研究對象以問卷進行調查檢視潛在污染人對環境污染的風險認知，實證結果發現風險認知並未呈現產業別差異。其次，突發及漸進式污染事故均會影響潛在污染人的風險知覺，然潛在污染人對突發污染事故造成損害的擔憂程度甚於漸進式污染。此外，受訪者較擔心員工疏失及廢棄物污染造成的損失，但普遍輕忽自身產業的污染特質及運輸過程可能產生的污染損害。最後，我們發現環境風險認知愈高，則愈可能從事環境管理，且有較高的意願購買環境污染保險。
關鍵字：污染責任保險、整治費用、環境風險、環境管理
Abstract
　　This study selects Taiwanese listed companies in the gas and electricity industry, chemical industry, steel industry, semiconductor industry and optoelectronics industry, to carry out a questionnaire investigation, and aims to examine the potential polluters’ risk perception of environmental hazards. The empirical results indicate that risk perception fails to exhibit an industrial difference. Next, even though both sudden and accidental pollution and gradual pollution events affect the risk perception of potential polluters, potential polluters worry more about the damage caused by the former. In addition, interviewees worry more about the damage caused by employees’ carelessness and waste pollution, but generally neglect the pollution characteristics of their own industry and the possible pollution damage occurred during the transportation procedure. Finally, this study also finds that the risk perception of environmental hazards will positively affect the involvement of environmental management and purchase intention on pollution insurance.
Keywords: Pollution Liability Insurance, Remediation Costs, Environmental Risk, Environmental Management.