以運動降低健康保險之風險Physical Exercise to Reduce Health Insurance Risk

摘要
由於社會結構轉型，疾病型態由傳染性疾病演進為慢性疾病為主，加上坐式生活型態導致的運動不足，相關的慢性疾病治療已成為醫療資源支出重要的部份。本文中藉由運動對健康的改善，進而降低疾病發生率與減少醫療成本支出做一綜合討論。期以利用運動對健康之促進，來降低高保戶之健康風險，達到對於保戶良好的風險控管。
關鍵字：運動、體適能、健康保險
Abstract
In a fast-paced urban society, more and more people are living a sedentary lifestyle. This physical inactivity lifestyle is a major underlying cause of many epidemic and chronic diseases. Subsequently, it poses a serious public health problem and significantly increases medical expenditures. In this paper, we will reveal the importance of physical exercise to reduce the chance of causing diseases and to control the medical payoff. The goal is that fostering physical exercise would control the insured risk.
Keywords: physical exercise, physical fitness, health insurance